In these times, health insurance has never been more important. Maintaining your health, keeping up on doctor's visits, and having healthcare available during an emergency is something we all deserve. This is much more difficult and expensive without a proper health insurance plan.
We listen to all your concerns and build a plan that best fits those needs.
Medical expenses are the #1 reason for bankruptcy in America. We never know when an illness or accident can happen and change our lives forever. Having excellent health insurance coverage is important to have so that you are fully covered for any healthcare expenses.
Less than 60% of Americans have a life insurance policy. This scary statistic turns into a grim reality for family members and loved ones in the unfortunate event of death. It is important to have a good life insurance policy that ensures the security of the people you care about the most.
At Baker Consulting Services, we understand that each individual is different and has different insurance needs. Rest assured, we will take all of your specific needs into consideration when we look for and suggest the best policy for you.
Baker Advantage
We Provide Exceptional Solutions for Clients
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Peace of Mind
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Integrity
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Personalization
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Transparency
BCS, Inc commits to providing you insurance for your family, business, and assets. Through independence, Baker Consulting works for and with you, never the carriers. We dedicate ourselves to shopping the market and providing you with the highest level of protection at affordable prices.
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What matters to us
Our Values
Education
With the owner's background in teaching, BCS, Inc puts education first. We have found that when clients truly understand their coverage, they feel more at ease and confident when using their policy. While we may take a little longer in conversation, our questions are important, and they reveal places where we can educate our clients on things they weren't even aware of. It is never a one size fits all type of conversation—your needs and situation matter.
Integrity
With so many agents out there doing what we do, it's paramount that we are ethical in all our conversations. When you choose to work with Baker Consulting, you are dealing with agents of high integrity. We will answer all your questions, and you will walk with us as we explain your policy. We will always send you full quotes with the full brochure, so you're clear on the policy and its limitations. We hold integrity to its highest standard when dealing with your family's health insurance.
Relations
When you become a client of Baker Consulting Services, you are a client for life. We pride ourselves on being genuine in our relationships. You won't only hear from us when your renewal is up, you'll hear from us on your birthday, on holidays, and whenever we feel like saying hello! The truth is, a client's situation may change as the year progresses. It's our responsibility to make sure your health coverage reflects those changes. We want to service your policies for life if you let us!
Transparency
The time of the stereotypical car salesmen is dead. We know our client's value transparency and we love to provide the full picture - always. We are an open book, and it should be like that anywhere you go. Health insurance is confusing for most people, so there are brokers like us to step in and help guide our clients. Trust is a huge factor in this, and we believe transparency is the path to earn yours.
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Health Insurance Coverage
As of 2021, approximately 91.4% of the U.S. population had health insurance coverage in some form, whether through private health insurance plans, employer-provided coverage, or government assistance programs like Medicare and Medicaid.
Portfolio
Products
Health Insurance
We offer coverage for all situations: Individual, family, small business, and large group. With Healthcare Reform and the industry’s ever-changing landscape, Baker Consulting Services, Inc. still has options to choose from. Whether you are looking for better coverage, recently uninsured or it’s your first time purchasing health insurance, we will help you find a high-quality, affordable plan…
Medicare
Medicare is the federal government program that provides health care coverage (health insurance) if you are 65+, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain amount of time, or under 65 and with End-Stage Renal Disease (ESRD)…
Life Insurance
Just in case. Life insurance covers the financial needs of your loved ones in the event that something unfortunate should happen to you. Obtaining life insurance is one of the most important things you can do to create financial security for your dependents. We work with you to calculate how much life insurance you need to protect your family…
Travel Insurance
When you have travel insurance with emergency medical benefits, it can pay for losses due to covered medical and dental emergencies that occur during your trip. Emergency medical transportation benefits can pay for medically necessary transportation to the nearest appropriate medical facility, as well as the cost of getting you home following a covered injury or illness.
Medical Savings Account
A long-term care insurance policy helps cover the costs of that care when you have a chronic medical condition, a disability, or a disorder such as Alzheimer’s disease. Most policies will reimburse you for the care given in a variety of places, such as your home, a nursing home…
Wellness & Preventative
Preventive services, such as vaccines and screenings, can help you avoid certain diseases and catch others in their early stages, to limit the harm they can cause. Wellness services, such as weight management and stress reduction, can help you adopt a healthy lifestyle….
Disability Insurance
Disability Insurance Helps Protect Your Future. As every paycheck comes it you have to rely on it in order to pay bills. Disability insurance can help protect your paycheck. If you’re totally disabled due to sickness or injury and can’t work, disability insurance offers coverage that can provide money to help pay your mortgage…
Supplemental
It pays when the primary health plan doesn’t. Supplemental health insurance makes zero out-of-pocket health care a reality. When we combine supplemental health insurance coverage with our primary medical plans, you no longer have to worry about unforeseen expenses…
Dental Insurance
Affordable dental insurance with great coverage is hard to find, especially with regard to orthodontics! We have scoured the market to find the best dental insurance plans available in the nation at the lowest cost…
Vision
Vision insurance plans will cover treatments that healthcare plans do not, such as annual routine eye exams and eyeglass frames and lenses. Vision plans are low cost and provide massive benefits…